Governance
A robust Governance and Control framework is essential for financial institutions to manage regulatory, operational and other risks the team has managed these risks. We have managed theses risks both as business and functional managers and can offer expert advice in navigating the complex landscape of Governance and Control for banks.
With a deep understanding of the regulatory environment, we provide comprehensive support in Regulatory Compliance and Reporting, KYC and AML Policies, Cross Sell Framework, and Transaction Execution.
Risk Management
Credit and Market Risk Management is complicated yet critical in today’s dynamic and volatile financial landscape. The team has been at the forefront of managing both credit and market risks at major global banks and navigated through challenging situations during various financial crises. This invaluable experience positions us to offer a unique perspective and deliver practical advice that goes beyond theoretical approaches.
In the realm of Credit Risk Management, our expertise spans Credit Risk Architecture, Credit Policy & Process Design, Distressed Asset Portfolio Management, and Credit Monitoring. We work closely with our clients to develop robust credit risk frameworks, ensuring proactive risk identification, mitigation, and monitoring. By leveraging our practical experience, we help clients to make informed credit decisions, optimize portfolio performance, and enhance overall risk-adjusted returns. In addition, we can provide credit monitoring services and also manage distressed credit portfolio.
Our Market Risk Management support encompasses Market Risk Limits Structure, Transfer Pricing Policy, Valuation, Pricing, Behavioral and Liquidity Models. We assist in developing customized market risk frameworks that enable effective risk measurement, monitoring, and control. Our team stays updated with the latest market trends and regulatory requirements, allowing us to provide insightful guidance and support to help you navigate the complexities of market risks with confidence.
Partnering with us means gaining access to a team that combines deep expertise with a pragmatic approach that has the capability to offer practical solutions that align with your institution’s unique circumstances.
Corporate Finance & Debt Capital Markets
For banks who aspire to establish a proactive corporate finance and debt capital markets capability, we stand as a trusted partner in transforming this vision into a reality. Going beyond traditional participation in syndicated transactions or investing in bond issuances arranged by larger counterparts, the bank may seek to lead, arrange and structure such transactions. However, implementing this strategic vision requires product training, talent acquisition, and capacity building.
We excel in assisting banks in establishing robust corporate finance and debt capital markets functions. Our comprehensive support extends beyond advisory services to include hands-on assistance in structuring and executing transactions. By acting as an extension of our clients’ teams, we provide the necessary expertise, guidance, and execution support to navigate the intricacies of these markets successfully.
With our expertise and collaborative approach, we empower banks to seize and leverage these opportunities to not only generate incremental revenues but also position themselves as the lead relationship banks for the their key client.
ALM Treasury and Global Markets
For any financial institution, Asset Liability and Treasury Management serves as the nerve centre. Within this domain, treasury departments play a crucial role in managing residual financial risks, encompassing liquidity, foreign exchange, basis, duration, and asset-liability mismatches. In addition, treasury departments have proven to be highly profitable for banks, actively creating and managing risks.
Our approach to ALM Treasury & Global Markets is rooted in our deep understanding of the complexities involved in managing financial risks. By closely analyzing your institution’s risk profile, liquidity needs, and market dynamics, we develop tailored solutions to optimize treasury operations and enhance overall performance.
Furthermore, our expertise extends beyond risk management to include strategic structuring and product innovation. By collaborating with our clients, we identify opportunities to create value and enhance profitability within the treasury function. We provide guidance on portfolio optimization, hedging strategies, and yield enhancement initiatives, ensuring your institution remains at the forefront of market trends and opportunities.
Recent stress events and instances of bank failures have underscored the significance of the treasury function. It has become increasingly crucial to ensure that this critical department is not only staffed with skilled professionals but also equipped with robust risk management practices. We leverage our team’s extensive expertise in market risk management, structuring, and ALM. We’re uniquely positioned to collaborate with our clients and transform their existing treasury operations into state-of-the-art business units.
Neo/ Digital Bank Advisory
Neo/ Digital Banks are fast emerging as a viable proposition given their non-traditional delivery channels and agility. While the delivery channels of digital banks may differ from traditional banks, the management consideration for these financial institutions are very similar to their traditional counterparts. However, the main sponsors of digital banks, although equipped with essential technological backgrounds, may lack the depth of banking experience necessary for success. Thus, relying on external expertise becomes paramount.
We bridge this gap by providing the much-needed banking expertise that sponsors of digital banks require, without hiring large teams to perform these functions. We understand that managing risk functions and ensuring sustainable growth necessitate a holistic approach. Our comprehensive advisory services extend beyond risk management to encompass strategic business development, enabling digital banks to compete effectively against both established banks and other digital players in the market.
Our expert guidance covers crucial areas such as product and services design, launch strategy, IT stack development, and implementation. We help identify synergy opportunities with external counterparties, enabling digital banks to leverage partnerships for growth and expansion. Additionally, we assist in setting up robust policies, processes, and control functions to ensure regulatory compliance and operational excellence. Furthermore, our comprehensive training programs empower personnel with the necessary skills and knowledge to thrive in the digital banking environment.
With us as your trusted advisory partner, digital bank sponsors gain access to a wealth of industry knowledge and expertise. We work closely with our clients to develop a sustainable and growth-oriented business model, tailored specifically to their unique needs and market dynamics. Our deep understanding of regulatory governance ensures compliance and instills confidence in stakeholders.
